In the past, the attorneys at our firm have worked at law firms defending negligent drivers and their insurance companies. In each case, when the complaining party provided a written statement, it was always helpful to the insurance company's case, and never the insured's case. So in short, never give an oral statement to the other driver's insurance company. It will never be helpful to your case.
You should also be aware that insurance companies and their claims adjusters are in business to make money. They are not in the business of paying out your claim after their insured wrecked your vehicle and caused you injuries. Therefore, insurance companies will pay out as little as possible to settle your injury and property damage claims. To that end, insurance companies hire claims adjusters who are trained and experienced in negotiating settlements that are in the best interests of the insurance company, NOT yours. They will try to ask you questions and secure answers that will help their case while hurting yours.
Many claims adjusters will also discourage you from speaking to an attorney or seeking medical attention. Listen to their questions carefully, and don't try to outsmart them. We would recommend that you politely say, "I am not prepared to discuss this matter with you at this time, and I will contact you when I am ready."
Contact us today for a free, no obligation consultation about your personal injury legal needs.
Reed & Riordan, PLLC
13140 Coit Road, Suite 325
Dallas, Texas 75240
Phone: 214-570-9555
Toll Free: 888-229-8985
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